What
would you do if a legal judgment against you was greater than
your primary insurance limits?
Everyday
you hear about high dollar judgments that have been awarded to
injured parties. Accidents are bound to happen and today's litigious
society paves the way for many additional high dollar lawsuits.
A legal judgment against you, that is more than your primary insurance
limits, could leave you in a financial bind for the rest of your
life.
Take for
Instance:
You are late
for work and run a red light. As a result, your car hits a school
bus and several young passengers are injured. One of the passengers
is a 13-year old who suffers severe brain damage.
The family
of the 13-year old sues you and receives a judgment for $750,000.
Your primary automobile insurance coverage limit is $300,000.
who pays the remaining $450,000? You do!
This Type
of Judgment Could Involve Attachments to Assets Like Your:
-
Home
-
Paycheck
-
Savings
Accounts
-
Stocks
-
Bonds
-
Mutual
Funds
-
Car
-
Boat
-
Many
more!
ANPAC's
Personal Umbrella Policy Provides:
Up to $5
million additional financial protection for your family over your
primary limits includes:
-
Bodily
Injury
-
Property
Damage
-
Libel
-
Slander
-
Wrongful
Eviction
-
Defamation
of Character
Minimum
Primary Limits Required:
Automobile
Liability -
*
$250,000/500,000 - Bodily Injury and
* $100,000 Property Damage
*
$300,000 - Comprehensive Personal
* Liability and Homeowners
*
$500,000 - Farmers Comprehensive Liability
*
$300,000 Watercraft Liability
Rental
Owners Liability -
*
$300,000 - up to 10 locations (not to exceed
* 4 units per location, total of
20 units
*
Requirements may vary by state.
This
website represents only an outline of the coverages provided and
may not be available in all states. Please refer to the policy
for specific wording and any applicable exclusions.
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